Wellgistics Health, Inc. use XRP For real-time payments, major agencies like Santander and JP Morgan have also promoted the massive adoption of XRP. The SEC ETF has an 85% chance of approval and a bullish price of $2.43, and XRP is reshaping global finances.
More and more institutions integrate XRP into payment methods
On May 8, 2025, Wellgistics Health, Inc, a Florida-based pharmaceutical distributor. Announced its plan to adopt XRP for real-time payments and Treasury-managed plans, and was backed by $50 million in equity credit (ELOC).
⚡New: Florida pharmaceutical company uses $ xrp For the $50 million financing agreement, it aims to reduce banking delays, FX costs and improve supply chain efficiency. pic.twitter.com/furfwjrjhhy
– Cointelegraph (@Cointelegraph) May 9, 2025
Wellgistics aims to simplify the healthcare supply chain using XRP’s blockchain for instant, low-cost transactions. Compared to XRP’s 3-5-second settlement, traditional wire transfers cost between $10 and $30, which took several days and was inefficient. Wellgistics, which serves over 6,000 pharmacies, will use XRP for payments between suppliers, pharmacies and manufacturers while holding liquidity for XRP. The $50 million ELOC will fund this integration, build reserves, and explore innovations such as programmable liquidity and smart discounts.
Wellgistics Health, Inc. Traditional companies, such as Moneygram, Cullix and other major players such as Mercury FX, are accelerating the path to adoption of the popular adoption, fundamentally reshaping the global financial system.
Read more: XRP Investors Use Rich Miner Cloud Miner to Passively Earn $156,000?
XRP is leading the way the public adopts
Some institutions use XRP or Ripple technology for cross-border payments and financial operations, although some use Ripplenet without directly leveraging XRP.
- Santander Bank: Ripplenet has been used for one of its paid FX services since 2018 to enable faster international transfers, although it mainly uses Ripple’s blockchain without XRP.
- Bank of America: Starting in 2025, XRP for blockchain-based settlements has been explored to improve payment efficiency among banks, and reports indicate that it is used for internal transactions.
- JP Morgan Chase: Announced in 2024, it accepts credit card and mortgage payments from XRP, integrating XRP into its payment system.
- Standard Package: Partners with Ripple since 2016 to leverage XRP for cross-border remittances, especially in Asia, to reduce costs and settlement time.
- SBI Holdings (Japan): A strong advocate of XRP, using it for remittance services through SBI Remit, is expected to 80% of Japanese banks to integrate Ripple’s solutions by 2025.
- Cullix: Use XRP for cheap US-Mexico cross-border payments, an early adopter of Ripple’s Xrapid (now on demand liquidity).
- Abu Dhabi National Bank (First Abu Dhabi Bank): The first Middle East bank to use Rupipple for international transfers, focusing on the $19 billion remittance market in 2017.
- Commercial International Bank (Egypt): Partner with Ripple in 2024 to enable blockchain-based payments and explore NFT integration.
These institutions highlight the growth of XRP’s role in global finance, although adopting a wider blockchain solution that uses XRP directly (e.g., through on-demand liquidity) or Ripplenet. Regulatory clarity, especially post-SEC litigation, continues to impact wider absorption.
Read more: Signals from XRP and Ripple
XRP price impact: bullish momentum construction
XRP is currently trading at $2.43 and earnings per week are 11.5%. Analysts sell XRP test resistance at $3.40 if the momentum stays at $3.80 or $5.00.
Source: CoinMarketCap
XRP’s sentiment around XRP is very positive, as investors are also waiting for the SEC to approve the XRP ETF, in addition it has been integrated by important international institutions.
According to Bloomberg, the XRP ETF has an 85% chance of approval after the end of March 2025 due to its high liquidity and clear legal status. Institutional investors show great interest in this optimism, which also drives price momentum.
